In short: on October 1, 2026, federal Medicaid money stopped for many lawfully present non-citizens. New York's notice says this does not mean they lose health coverage. People who need long-term care, such as home care or nursing home care, and people on a spend-down or a pooled trust, keep Medicaid paid by the state if they are otherwise eligible. The one thing to do: answer every request for immigration papers on time.
Last checked October 5, 2026, against the New York State Department of Health notice GIS 26 MA/14 (dated September 29, 2026). This describes the state's policy as of that notice.
Who the change affects
Federal Medicaid money now goes only to U.S. citizens and nationals, green-card holders who have finished or are exempt from the 5-year wait, Cuban-Haitian entrants, and COFA migrants. Other lawfully present non-citizens, such as refugees, asylees, parolees, and people with temporary protected status, no longer bring in federal money.
The state notice says lawfully residing children and pregnant people keep federally funded coverage under a separate rule.
What happens to Medicaid for long-term care
- Coverage continues with state money. GIS 26 MA/14 says people who do not move to the Essential Plan stay in the state's Medicaid system and keep Medicaid with state-only funding, if otherwise eligible.
- Long-term care is named. The notice says the people who stay on state-only Medicaid may include lawfully present non-citizens under 65 who need long-term services and supports, such as nursing home care, or who qualify through a spend-down or pooled trust.
- People 65 and older cannot get the Essential Plan, so under the notice they stay on Medicaid with state funding if otherwise eligible.
- Some adults 21 to 64 move to the Essential Plan if they qualify for it.
- Most of the change is behind the scenes. The state is changing funding codes in its system in October 2026. It does not describe a change to the home care services themselves.
What is different: the Medicare Savings Program and Medicare
- The Medicare Savings Program has no state backup. New York ended MSP on September 30, 2026, for people outside the federal groups. If MSP paid the Part B premium, Social Security will take it from the check again.
- Medicare itself may change in 2027. A federal law limits Medicare to the same groups. New York's notice says affected people may keep Medicare until January 4, 2027. A CMS rule that is still proposed would end it February 1, 2027, after notices from Social Security.
- If Medicare ends, the plan may change. Some long-term care plans require Medicare. Watch for letters from New York Medicaid Choice (1-888-401-6582), your plan, and HRA or your county.
What families should do now
- Answer every request for immigration documents by the deadline. The state notice says that if no response comes, the Medicaid application must be denied or coverage stopped.
- Send copies, not originals. Keep a copy of every page and the date you sent it.
- Keep the renewal on time. A missed renewal is a bigger risk than the funding change.
- Do not cancel home care or Medicaid out of fear. If you are worried about how Medicaid affects an immigration case, ask the New York State New Americans Hotline (1-800-566-7636) or an immigration lawyer first.
- Call for help with long-term care questions. NY Connects (1-800-342-9871) is free and explains long-term care options.
Free public numbers used in this post
- NY ConnectsLong-term services and supports. Relay 7-1-11-800-342-9871
- HIICAP (free Medicare counseling)Mon–Fri, 8:30 a.m.–5:00 p.m.; say your county1-800-701-0501
- New York Independent Assessor ProgramTTY 1-888-329-1541; Mon–Fri, 8:30 a.m.–8:00 p.m.; Sat, 10:00 a.m.–6:00 p.m.1-855-222-8350
- New York Medicaid ChoiceLong-term care line 1-888-401-6582; TTY 1-888-329-15411-800-505-5678
- NYC HRA Medicaid HelplineHome Care Services Program via DSS OneNumber 718-557-13991-888-692-6116
- NYC Aging ConnectIn-home services 60+; HIICAP appointments212-244-6469
- MedicareTTY 1-877-486-20481-800-MEDICARE (1-800-633-4227)
These free public lines can also help. They do not sell anything.
Next step
Want help with this? Get free one-on-one guidance.
If you are sorting out home care for a family member, start with our short home-care checklist. At the end you can ask for free one-on-one guidance. It is optional, and Medicaid still makes every decision.
You can also call NY Connects free at 1-800-342-9871 or HIICAP at 1-800-701-0501. Free, any age, on Medicaid or not. They do not sell services.
Sources
Official pages checked September 23, 2026. Your own notice and current official guidance control if anything here differs.
- NYS Department of Health, GIS 26 MA/14, New Federal Eligibility Requirements for Non-Citizen Coverage (September 29, 2026; effective October 1, 2026): https://www.health.ny.gov/health_care/medicaid/publications/docs/gis/26ma14.pdf
- Federal Register, CY 2027 Physician Fee Schedule proposed rule, CMS-1848-P (July 16, 2026), section III.E: https://www.federalregister.gov/documents/2026/07/16/2026-14327/medicare-and-medicaid-programs-cy-2027-payment-policies-under-the-physician-fee-schedule-and-other
- NYS Department of State, Office for New Americans hotline: https://dos.ny.gov/office-new-americans
Questions people ask
Will my parent lose Medicaid home care because they are not a citizen?
Does this apply to nursing home care?
What about people on a spend-down or a pooled trust?
What should we watch for?
Next step
Want a written summary of which path matches what you described?
A few short questions and a way to reach you. It is held by this site only, never sent to any plan or agency, and does not decide eligibility or hours.
You can also call NY Connects free at 1-800-342-9871 or HIICAP at 1-800-701-0501. Free, any age, on Medicaid or not. They do not sell services.