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Not a U.S. citizen and need Medicaid home care or nursing home care in New York? What the October 2026 change means

New York's October 1, 2026 notice says lawfully present non-citizens who lose federal Medicaid funding keep Medicaid paid by the state if otherwise eligible, including people who need home care or nursing home care, or who use a spend-down or pooled trust. The Medicare Savings Program has no state backup. Answer every document request on time.

Published October 5, 2026 · Updated October 5, 2026 · Last reviewed: October 5, 2026 · 3 min read · Educational, not a government site

In short: on October 1, 2026, federal Medicaid money stopped for many lawfully present non-citizens. New York's notice says this does not mean they lose health coverage. People who need long-term care, such as home care or nursing home care, and people on a spend-down or a pooled trust, keep Medicaid paid by the state if they are otherwise eligible. The one thing to do: answer every request for immigration papers on time.

Last checked October 5, 2026, against the New York State Department of Health notice GIS 26 MA/14 (dated September 29, 2026). This describes the state's policy as of that notice.

Who the change affects

Federal Medicaid money now goes only to U.S. citizens and nationals, green-card holders who have finished or are exempt from the 5-year wait, Cuban-Haitian entrants, and COFA migrants. Other lawfully present non-citizens, such as refugees, asylees, parolees, and people with temporary protected status, no longer bring in federal money.

The state notice says lawfully residing children and pregnant people keep federally funded coverage under a separate rule.

What happens to Medicaid for long-term care

  • Coverage continues with state money. GIS 26 MA/14 says people who do not move to the Essential Plan stay in the state's Medicaid system and keep Medicaid with state-only funding, if otherwise eligible.
  • Long-term care is named. The notice says the people who stay on state-only Medicaid may include lawfully present non-citizens under 65 who need long-term services and supports, such as nursing home care, or who qualify through a spend-down or pooled trust.
  • People 65 and older cannot get the Essential Plan, so under the notice they stay on Medicaid with state funding if otherwise eligible.
  • Some adults 21 to 64 move to the Essential Plan if they qualify for it.
  • Most of the change is behind the scenes. The state is changing funding codes in its system in October 2026. It does not describe a change to the home care services themselves.

What is different: the Medicare Savings Program and Medicare

  • The Medicare Savings Program has no state backup. New York ended MSP on September 30, 2026, for people outside the federal groups. If MSP paid the Part B premium, Social Security will take it from the check again.
  • Medicare itself may change in 2027. A federal law limits Medicare to the same groups. New York's notice says affected people may keep Medicare until January 4, 2027. A CMS rule that is still proposed would end it February 1, 2027, after notices from Social Security.
  • If Medicare ends, the plan may change. Some long-term care plans require Medicare. Watch for letters from New York Medicaid Choice (1-888-401-6582), your plan, and HRA or your county.

What families should do now

  1. Answer every request for immigration documents by the deadline. The state notice says that if no response comes, the Medicaid application must be denied or coverage stopped.
  2. Send copies, not originals. Keep a copy of every page and the date you sent it.
  3. Keep the renewal on time. A missed renewal is a bigger risk than the funding change.
  4. Do not cancel home care or Medicaid out of fear. If you are worried about how Medicaid affects an immigration case, ask the New York State New Americans Hotline (1-800-566-7636) or an immigration lawyer first.
  5. Call for help with long-term care questions. NY Connects (1-800-342-9871) is free and explains long-term care options.

Next step

Want help with this? Get free one-on-one guidance.

If you are sorting out home care for a family member, start with our short home-care checklist. At the end you can ask for free one-on-one guidance. It is optional, and Medicaid still makes every decision.

You can also call NY Connects free at 1-800-342-9871 or HIICAP at 1-800-701-0501. Free, any age, on Medicaid or not. They do not sell services.

Sources

Official pages checked September 23, 2026. Your own notice and current official guidance control if anything here differs.

Questions people ask

Will my parent lose Medicaid home care because they are not a citizen?
Not because of the October 1, 2026 federal change alone. New York's notice says lawfully present non-citizens who need long-term care and are otherwise eligible keep Medicaid with state-only funding.
Does this apply to nursing home care?
Yes. The notice gives nursing home care as an example of the long-term services and supports for people who stay on state-only Medicaid.
What about people on a spend-down or a pooled trust?
The notice names people who qualify through a spend-down or pooled trust among those who may stay on Medicaid with state-only funding, if otherwise eligible.
What should we watch for?
Requests for immigration documents. If the office asks and gets no answer, the notice says coverage must be denied or stopped. Also watch for any letter about Medicare in late 2026.

Next step

Want a written summary of which path matches what you described?

A few short questions and a way to reach you. It is held by this site only, never sent to any plan or agency, and does not decide eligibility or hours.

You can also call NY Connects free at 1-800-342-9871 or HIICAP at 1-800-701-0501. Free, any age, on Medicaid or not. They do not sell services.